Financing Options Available
At SGI Heating & Cooling, we understand that replacing your existing HVAC comfort system can seem like an overwhelming financial task. That’s why we aim to help our customers get financing. With multiple financing options available, find out today how convenient it may be for you to upgrade your furnace or air conditioning!

Michigan Saves is a nonprofit organization that is dedicated to making energy improvements easier and more affordable for all Michigan residents. Their powerful Home Energy Loan Program is designed to offer low-interest financing to consumers looking to lower the energy costs of their homes.
Program Code: 9269
Contractor ID Number: 100889
To get started, copy the Program Code and Contractor ID Number from above, and click here.

Microf offers simple and straightforward financing for homeowners looking to upgrade their home HVAC systems. With a simple application process and flexible monthly payment options, Microf is an excellent option for financing a new furnace or A/C. And if your credit is less-than-stellar, no worries! Microf offers minimum money down.
About -Over two decades of experience in home improvement lending means we’ve developed products and services designed to meet the specific needs of homeowners and contractors alike. Stable and secure, we’re the premier lender for home improvement projects, seeing continual growth through multiple economic cycles.
4.7 370 reviews
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Deborah Phillips ★★★★★ in the last week
Chad Thompson, Jim Mcenrue, Dave and Grace were a five star team selling and installing our Carrier HVAC system. Knowledgeable and efficient, neat and … More polite. Recommend SGI all the way!! -
Harold Rockman Jr. ★★★★★ a month ago
SGI took care of a dryer vent issue for us. They were outstanding from the first phone call to completion of the job. Dave was professional and very knowledgeable … More on our job. I would highly recommend SGI! -
Thomas McDonald ★★★★★ a month ago
SGI crew installed furnace and air conditioning unit. They were very professional and curteous. Their work is of the highest quality. I highly recommend … More this company for all your HVAC needs! -
Kristen J ★★★★★ a month ago
Jim and his team were professional, personable, efficient, and knowledgeable about any concerns I had while installing the mini split. I would give 10 … More stars if I could. All around a great experience! Thank you SGI! -
Kyle Klakamp ★★★★★ 2 months ago
They went over and above to get our new unit running perfectly. We are extremely pleased with the final outcome. Very courteous and respectful. Great workmanship. … More
We contacted them through Home Depot. Great communication! Always quick responses. Initial visit, estimate, and installation were done before Lowe's even contacted us back.
100% reccomend. -
Brenda ★★★★★ 2 months ago
Joe and Ken V, arrived at our home up north at about 10 am. They have been a blessing to have here. They have answered all our silly questions. Treated … More us very respectfully. My favorite part is the little blue shoe covers they put on their feet to protect our floor. Another awesome detail is we talked about our life journey a little bit.
We also spoke about Jesus. That another amazing detail.
I have already recommended your company to 2 people that need central air.
We look forward to working with your team as time goes on.
Brenda and Doris -
Debra Bettendorf ★★★★★ 3 months ago
This is a company that stands behind their work and provides excellent customer service. They had to do a service call while A/C unit install was still … More under warranty. Then, 2 yrs later had to come back because again there was no refrigerant left in the system. Matt G. came out and worked with his boss to have the system filled and leak tested at no cost to us. Professional and courteous service. Thank you Matt. -
Tj ★★★★★ 3 months ago
Jim Mcenrue and his team were excellent, everyone of them were super knowledgeable and personable. Most would do 90% of a job and call it good but they … More all had an attention to detail and took it the extra 10%
The quality of work done is fantastic and I would definitely recommend Jim at SGI to be part of your next home project.